[Viva] travel insurance to Europe

[Margarite Sanchez]

Awesome information everyone!! I think I used Mastercard travel insurance
when I went to Argentina 4 years ago and I did disclose my status because I
didn't want them having any excuse to not reimburse me if anything went
wrong.
In the past I've carried a letter from Oak tree saying I had a health
condition to explain my meds but never needed to show it.
happy trails!
Margarite

On Thu, Oct 20, 2016 at 11:19 PM, hsafford via Viva <viva at lists.resist.ca>
wrote:

> Hello ladies this is my 2 cents on travel insurance.
> I agree with Deanna one doesnt need to disclose your status for travel
> insurance. Even if you're going into a country that says that Poz people
> aren't allowed.
>
> I've been extremely fortunate in the last 22 years been poz to travel all
> over the world and I've never let any of those things stop me from
> traveling into the country I chose to explore.
> One can get a letter from your doctor or clinic and it's just general
> saying that you have a chronic condition so if you're ever get stopped or
> questioned anywhere about your medication you have a letter to back up your
> meds. If they need further info there is a contact # information they can
> call, of course the clinic or doctor would never disclose your status.
> In all the years I've traveled I've never had to use the letter even going
> through the USA many times when hiv-positive people were not allowed to
> travel in the USA. I believe it also helps being a woman.... especially
> back in the day when it was concidered a gay disease.
>
> When you travel one can ask pharmacist to get medications put into travel
> bottles with labels on them. That way they dont have the HIV information on
> the boxes.
>
> And when it comes to travel insurance here are a few different suggestions
> that I've used in the past that have the best price....PC insurance been
> the cheapest and Nomad has best coverage for extreme excursions.
>
> - PC insurance I do not believe you need to have a PC credit card to use
> their insurance 1 866 644-6814.
> Website. pcinsurance.ca/travel coverage
> They have unlimited coverage so there's not a dollar amount
> restriction...there's no deductible fees up front that you need to pay
> before getting access or using it.
> under 59 unlimited over 60 years of age 10 million..... does say for 60
> over need to fill out a medical form which I don't know what they'll be
> asking on that.
>
> A lot of other insurance places only cover you for 1 and 2 million.
> It has always been my understanding with the insurance that as long as you
> are stabled and your condition is controlled 90 days before your leaving
> you're good to go.
> I've questioned them before on chronic conditions like cancer or heart
> conditions.
>
> My past experience what I've been sick overseas and had to use the travel
> insurance it was mainly for doctors and medication and I got reimbursed.
> Majority of the times when one gets sick who can say whether it's directly
> related to your HIV or not I think that area is a little grey.
>
> Bottom line is I've never had any problems.
>
> These guys cover lots of the extras too like bicycling, mopeds and other
> Excursion activities... as long as they're from an organized reputable
> company.
>
> Another company is called Nomad they're out of Australia. It cover 5
> million Medical and they cover absolutely everything including bungee
> jumping. So if you're going on an adventure Excursion and doing some wild
> and wacky things like that one can also get coverage.
>
> And yes depending on your credit card some of them do cover you for travel
> insurance for the first, might be 14 days, different for each credit card.
>
> That''s my 2 cents...I hope its helpful 😍⛱💙
> Happy safe travels🛫🌎☮☯💷💶
>
>
> Sent from my Samsung device
>
>
> -------- Original message --------
> From: Peggy Frank <pegfrank at telus.net>
> Date: 2016-10-20 9:39 PM (GMT-08:00)
> To: viva at lists.resist.ca
> Subject: Re: [Viva] travel insurance to Europe
>
> Hi
>
> I have always disclosed my status for travel insurance and been told that
> anything related to the HIV would not be covered, but then a broken leg or
> something else would be. Now I get it through my VISA as in similar to a
> master card for the first 30 days.  love -peg
>
> On Oct 20, 2016, at 8:55 PM, anne bonner <thewoodbuffalo at gmail.com> wrote:
>
> Visa does not cover poz people. Regular insurance doesn't either. So
> there's really no point of getting that!
>
> As for travelling you can look up which countries don't let in poz folks.
> They are all middle eastern countries so don't worry about Europe.
>
> anne
>
> On Thu, Oct 20, 2016 at 8:24 PM, Denise Wozniak <deniseswozniak at gmail.com>
> wrote:
>
>> If you get your ticket with some visas they  over you but you would have
>> to read online what they cover. MSP covers you in other countries for the
>> same as it would cost in Canada. If you have Pacific Blue Cross they cover
>> extra. It will also depend on where you go.
>>
>> On Oct 20, 2016 4:11 PM, "anne bonner" <thewoodbuffalo at gmail.com> wrote:
>>
>>> Hey, has anyone ever gotten travel insurance to Europe?
>>>
>>> Anne
>>>
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