[SWAF-Potluck] Life Insurance

[Chenoa Johnston]

This is very helpful - thanks!

Weird that you are not covered if you are murdered - how can that be your
fault?  I found out that suicides are covered now, just not within the
first 2 years of a policy.

I went through a questionaire with an agent, and they were very concerned
about my hiking hobby, even though I only ever hike a few times a year and
never anywhere dangerous.  The questionaire made me not really trust them.
Next I talk to the underwriter who assesses their risk - I will ask more
questions there.  They keep everything recorded and saved for future
reference.  Then they give me a price... will see!



On Thu, Oct 6, 2016 at 3:43 PM, susan davis <susan.1968 at hotmail.com> wrote:

> hi everyone,
>
>
> life insurance does not cover murder no matter what...so your profession
> shouldn't matter....
>
>
> how do you list your occupation on income tax....say the same thing on
> your insurance. this way it's consistent
>
>
> say you are a masseuse or something...this is not so obvious as
> escort....entertainer works too...
>
>
> but yes, you should have no problem filing claims.....dangerous profession
> is soldier...or if your are working in a war zone...then they don't
> insure...they deny
>
>
> in terms of accidental death etc....our job should have no relevance, if
> it does, maybe find another insurer as they will likely be difficult to
> deal with no matter your job when filing a claim. if they are fusee or
> vague about benefits...they will probably have a rough time whatever you
> try to claim
>
>
> or ask your bank, they know you and almost all banks have insurance
> policies for sale. Vancity or any credit union i think will be best. they
> are cooperatives and often collectively bargain for good benefits and rates
> for customers
>
>
> love susie
>
>
> ------------------------------
> *From:* SWAF-Potluck <swaf-potluck-bounces at lists.resist.ca> on behalf of
> Chenoa Johnston <chenoadj at gmail.com>
> *Sent:* October 4, 2016 1:35 PM
> *To:* annasmithmar .
> *Cc:* Sexworker potluck list
> *Subject:* [SWAF-Potluck] Life Insurance
>
> Hi SWAF peeps,
>
> Does anyone carry life insurance and are open about their profession?  I
> am looking for a company that will guarantee not to deny a claim.
>
> I talked to one agent and she said in terms of promiscuity they only
> adjust or deny for HIV positive.  But then there is dangerous profession
> denial, which I don't understand totally.  I don't want to be completely
> open about work without feeling like it will be a safe conversation.
>
> Plus I am not a full service provider and I would like an insurance
> company that understands and looks at the differences.
>
> thanks if anyone has any info that would be helpful.
>
> xxx Chenoa
>
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